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利嘉閣按揭代理 Ricacorp Mortgage Agency
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  1. 利嘉閣按揭代理 Ricacorp Mortgage Agency 利嘉閣按揭代理 Ricacorp Mortgage Agency
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  3. mortgage stress test

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Mortgage Tips and Tricks

做咗按揭擔保人,自己上車難度增大?

附上圖表解釋做了擔保人後,日後再置業的入息要求等影響: 申請按揭時,如入息未能通過壓力測試...

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30.12.2019
News Channel

【專家樓評】黃詠欣:退休人士能否申請按揭?

  最近有客戶查詢,他已經退休但有意置業,想知道他能否做到按揭?若果客戶能提供穩定收入證明...

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24.12.2019
Mortgage Tips and Tricks

新按保系列:兩大常犯錯誤,可能令你被拒批!

繼上次答疑後,小編發現不少人對新按保計劃仍存在誤解! 誤解1:壓力測試不再存在? 事實: ...

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26.11.2019
News Channel

新按保壓測爆表照批 供款率達66%個案不多

政府自10月中放寬按揭保險計畫,並及後金管局釐清有關未符壓力測試供款與入息比率的要求後,陸...

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21.11.2019
Mortgage Tips and Tricks

新按保解謎系列:滙豐銀行內部指引,如何計壓力測試?

小編為大家拆解一下,有媒體引述滙豐銀行推出的新按保指引,到底是如何計算呢? 滙豐這個指引,...

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07.11.2019
News Channel

黃詠欣:高成數按揭新計劃補充

筆者先補充一下金管局對於高成數按揭新計劃壓力測試的指引,對於首次置業、固定受薪及無持有其他...

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06.11.2019
Mortgage Tips and Tricks

非本地收入 申請按揭注意事項

非本地收入( 包括國內收入 )是否可以請按揭? 答: 當然可以,但要注意按揭成數及供款與入...

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31.10.2019
Mortgage Tips and Tricks

東網:【地產專題】放寛按揭 衝入市前先認清4大關注點!

政府放寬按揭保險樓價上限,樓市即時轉熱,不少原本已對上車不存希望的買家,都因此重新考慮置業...

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30.10.2019
Mortgage Tips and Tricks

新按保計劃細節多 睇漏可能批唔到?(一)

自從上星期政府放寬「首置按揭」後,小編發現坊間有不少錯誤的解讀,信錯這些消息,分分鐘會令你...

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24.10.2019
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