維港1號最抵按揭優惠
「One Victoria 」is located in Kai Tak 21 Shing Fung Road.

One Victoria Mortgage Plan :

One Victoria Special mortgage offers:
RateAs low as H+1.30% (cap2.50%)
*With Deposite Linked
Net Rate (p.a)As low as 1.39%^
Loan-to-Value RatioUp to 90%
Loan Tenorup to 30 years
Cash RebateUp to 1.4%
^H : 1 month HIBOR Rate   (2021.06.24: 0.08917%)
Contact us for more information about additional rewards:
#For free professional mortgage services, please feel free to contact us:
WHATSAPP: 9608 3114
**The above information is for reference only, and subject to the latest announcement of HKMA & HKMC.

One Victoria Vendor Payment Terms::

Payment PlanPayment DetailsDiscount
(A)120-day Cash Payment PlanA preliminary deposit:5%
Within 60 days after signing of the preliminary agreement:5%
Within 120 days after signing of the preliminary agreement:90%
5%
(B) 120-day Standby Second Mortgage Loan Payment PlanA preliminary deposit:5%
Within 60 days after signing of the preliminary agreement:5%
Within 120 days after signing of the preliminary agreement:90%
4%
(C) Stage Payment PlanA preliminary deposit:5%
Within 60 days after signing of the preliminary agreement:5%
Within 14 days after the date of the notification to the Purchaser:90%
1%
(D) Stage Standby Second Mortgage Loan Payment PlanA preliminary deposit:5%
Within 60 days after signing of the preliminary agreement:5%
Within 14 days after the date of the notification to the Purchaser:90%
N/A

Victoria One Discount

Stamp Duty Subsidy Discount8.5%

Second Mortgage Loan offered by the Vendor#:{FOR Payment Plan (B) and (D)}

Payment Plan
First TWO years:P – 2%
Thereafter:P %
*P (currently P=5%)

First TWO years:P – 1%
Thereafter:P%
*P (currently P=5%)
Loan Amounttotal amount of first and second mortgage loan together shall not exceed 80% of the purchase pricetotal amount of first and second mortgage loan together shall not exceed 85% of the purchase price
Loan Tenor▲ not exceed 20 years▲ not exceed 20 years
^Only applicable to Individual Purchaser(s) who purchase(s) a residential property at the purchase price exceeding HK$10,000,000.
#An administration fee will be payable by the Purchaser(s) in the amount which is equivalent to 0.25% of the first mortgage loan amount.
All the above offers are subject to final terms and conditions as approved by the Mortgagee. For further information please refer to the sales brochure for the Development

For more information, please visit Ricacorp website

** The above information is for reference onlyfor further information please refer to the sales brochure for the Development

# For completed residential properties with property value below HK$9 million, the maximum loan amount shall either be (a) calculated at the maximum LTV ratio of 80% and up to 90% or (b) capped at HK$7.2 million, whichever is lower. If the property value is at or above HK$9 million (up to the cap of HK$10 million), the maximum loan amount shall be calculated at the maximum LTV ratio of 80%. If the property value is at or above HK$10 million, the maximum loan amount shall be calculated at the maximum LTV ratio of 50%.

You can refer to the “Maximum LTV Ratio” of the HKMCI website for details
http://www.hkmc.com.hk/chi/our_business/mortgage_insurance_programme.html


Ricacorp Mortgage Agency provide one-stop mortgage referral services including free referrals, personalised advice on mortgage choices and end-to-end mortgage application service.

Service Hotline: 2836 6121 / 2836 6183
WHATSAPP: 9608 3114

Email: mortgage@ricacorp.com


Ray Whatsapp:98345637

RicaMortgage Pro provides one stop mortgage support, tools and services to help you find out which mortgage loans that best suits your financial situation.

RicaMortgage Pro APP provides one stop mortgage support, tools and services to help you find out which mortgage loans that best suits your financial situation.


IOS user: http://apple.co/1Nbxhzo
Android user: http://bit.ly/1IJhbJb

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