一、二手樓盤高成數按揭計劃
高於按保計劃上限，樓價高達3,000萬
全期低至P-2.5% (P:6.00%)
實際息率低至3.50%
現金回贈高達1%
2年罰息期
高達8成 (樓價達1,000萬或以下) ；高達7成 (樓價達3,000萬或以下)
還款期長達25年
住宅物業
最短罰息期按揭計劃
按揭存款掛鈎計劃
可享有豐厚存款利息回報，減少淨按揭貸款利息開支
全期低至 HIBOR+1.30%
鎖息上限低至P-2.5% (P:6.00%) =3.50%
高達 2.80%**現金回贈
2年罰息期
高達8成至9成*按揭
長達30年還款期
村屋按揭計劃
備註
*Property value up to HK$10m，maximum loan-to-value (LTV) ratio up to 90%. Property value above HK$10m and below HK$11.25m, maximum LTV ratio 80% - 90% (subject to a loan cap of HK$9m). Property value HK$11.25m and up to HK$15m, maximum LTV ratio up to 80%. Property value above HK$15m and up to HK$17.15m, maximum LTV ratio 70% - 80% (subject to a loan cap of HK$12m). Property value HK$17.15m and up to HK$30m, maximum LTV ratio up to 70%. For further information please contact us. WHATSAPP: 56622730
**To get extra bonus rebate, please contact us.
參考
1個月香港銀行同業拆息，截至 2024-03-28: 4.80143
