Preferential Mortgage Plan
RateAs low as H+1.35% (cap 2.50%)
Net Rate (p.a.)As low as 1.76%*
Loan-to-Value Ratioup to 90%
Loan Tenor30 years
Cash Rebateup to 1.0%

*H : 1 month HIBOR Rate (2020.10.12 0.406%)


Vendor Payment Terms:

Payment PlanPayment detailDiscountLoan-to-Value Ratio
A1. 180-day Cash Payment Plan1. The preliminary deposit equivalent to 5% of the purchase price
2. 5% of the purchase price being further deposit within 30 days
3. 90% of the purchase price within 180 days.
3.5%up to 80%*
A2. 420-day Cash Payment Plan1. The preliminary deposit equivalent to 5% of the purchase price
2. 5% of the purchase price being further deposit within 30 days
3. 90% of the purchase price within 420 days.
2%up to 60%#
A3. Stage Payment Plan1. The preliminary deposit equivalent to 5% of the purchase price
2. 5% of the purchase price being further deposit within 30 days
3. 90% of the purchase price within 14 days.
The Priceup to 90%^
B1. The Pavillia Farm 420-day Cash Payment Plan(Only applicable to specific units)1. The preliminary deposit equivalent to 5% of the purchase price
2. 5% of the purchase price being further deposit within 180 days
3. 90% of the purchase price within 420 days.
2%up to 60%#
B2. The Pavillia Farm Stage Payment Plan(Only applicable to specific units)1. The preliminary deposit equivalent to 5% of the purchase price
2. 5% of the purchase price being further deposit within 180 days
3. 90% of the purchase price within 14 days.
The Priceup to 90%^

* For more details please contact us. (WHATSAPP: 9608 3114
** The above information is for reference only, and subject to the latest announcement of HKMA & HKMC.

In addition to the corresponding discount on the PriceDiscount
1. Privilege for 「New World CLUB」 member 3%
2. Stamp Duty Benefit8.5%
3. Prestige Home Purchase Benefit 5%

^  For completed residential properties with property value below HK$9 million, the maximum loan amount shall either be (a) calculated at the maximum LTV ratio of 80% and up to 90% or (b) capped at HK$7.2 million, whichever is lower. If the property value is at or above HK$9 million (up to the cap of HK$10 million), the maximum loan amount shall be calculated at the maximum LTV ratio of 80%.

# For properties under construction with property value below HK$4.5 million, the maximum loan amount shall either be (a) calculated at the maximum LTV ratio of 80% and up to 90% or (b) capped at HK$3.6 million, whichever is lower. If the property value is at or above HK$4.5 million (up to the cap of HK$6 million), the maximum loan amount shall be calculated at the maximum LTV ratio of 80%. If the property value is at or below HK$10 million, the maximum loan amount shall be calculated at the maximum LTV ratio of 60%, the property value is above HK$10 million, the maximum loan amount shall be calculated at the maximum LTV ratio of 50%.

You can refer to the “Maximum LTV Ratio” of the HKMCI website for details. 
http://www.hkmc.com.hk/eng/our_business/mortgage_insurance_programme.html

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Contact us by phone or whatsapp anytime

Service Hotline: 2836 6121 / 2836 6183
WHATSAPP: 96083114

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