Reach us via WHATSAPPRemortgage Scheme
Clear debts through insolvency solicitor
Interest Rate (p.a.) HIBOR+1.50%
Interest Rate Cap: P-2.5% (P: 5.0%)=2.5%
Repayment Penalty Period: 2 years
Loan-to-Value Ratio up to 80%
Other Properties Offers
Mainland China Property Refinancing
Free-hold properties cash-out through refinancing
Annualized interest rate as low as P-2% ( P: 5.25% ) = 3.25%
Loan amount up to 70% of the Property’s appraised value,
Repayment period of up to 20 years
Industrial Properties Mortgage Plan
Interest Rate (p.a.): Up to HIBOR+1.70%
Interest Rate Cap P-2.65% (P:5.25) =2.60%
2 years Repayment Penalty Period
Loan-to-Value Ratio up to 50%
Loan Tenor up to 20 years
Commercial, retail shop Property Mortgage Plan
Interest Rate (p.a.): Up to HIBOR+1.50%
Interest Rate Cap P-2.4% (P:5) =2.60%
Repayment Penalty Period: 2 years
Loan-to-Value Ratio: up to 50%
Loan Tenor: up to 25 years
Car Park Mortgage Plan
Interest Rate (p.a.) up to P-2.5% (P:5.25%)
Net Rate (p.a.) 2.75%
2-year Repayment Penalty Period
Loan-to-Value Ratio up to 50%
Loan Tenor up to 15 years
Share Transfer Scheme
Contribution for net interest only
Interest Rate (p.a.) 12%
Repayment Penalty Period: 2 months
Loan-to-Value Ratio up to 70%
Bridging Loan Scheme
To help for those who have insufficient down payment
Interest Rate (p.a.) 9%
Loan-to-Value Ratio up to 80%
Loan Tenor 3 to 6 months
Property with Tenancy Mortgage Plan
Interest Rate (p.a.) Up to HIBOR+1.30%
Interest Rate Cap P-2.75% (P:5.25%) =2.50%
Cash Rebate 1.00%
2 years Repayment Penalty Period
Loan-to-Value Ratio up to 50%
Loan Tenor up to 30 years
Remarks
*LTV ratio can be up to 80% (for property value at or below HK$10 million); and for regular salaried first time homebuyers with a maximum debt-to-income ratio of 50%)
**with extra bonus rebate, please contact us
Reference
Hong Kong Interbank Offered Rate (HIBOR), as of 2021-12-31: 0.15911
