Skip to Content

Remortgage Scheme

Interest Rate Cap: P-2.5% (P: 5.0%)=2.5%

Repayment Penalty Period: 2 years

Loan-to-Value Ratio up to 80%

Mainland China Property Refinancing

Loan amount up to 70% of the Property’s appraised value,

Repayment period of up to 20 years

Industrial Properties Mortgage Plan

Interest Rate Cap P-2.65% (P:5.25) =2.60%

2 years Repayment Penalty Period

Loan-to-Value Ratio up to 50%

Loan Tenor up to 20 years

Commercial, retail shop Property Mortgage Plan

Interest Rate (p.a.): Up to HIBOR+1.50%

Interest Rate Cap P-2.4% (P:5) =2.60%

Repayment Penalty Period: 2 years

Loan Tenor: up to 25 years

Car Park Mortgage Plan

Net Rate (p.a.) 2.75%

2-year Repayment Penalty Period

Loan-to-Value Ratio up to 50%

Share Transfer Scheme

Interest Rate (p.a.) 12%

Repayment Penalty Period: 2 months

Bridging Loan Scheme

Loan-to-Value Ratio up to 80%

Property with Tenancy Mortgage Plan

Interest Rate (p.a.) Up to HIBOR+1.30%

Interest Rate Cap P-2.75% (P:5.25%) =2.50%

Cash Rebate 1.00%

2 years Repayment Penalty Period

Loan Tenor up to 30 years

Remarks

*LTV ratio can be up to 80% (for property value at or below HK$10 million); and for regular salaried first time homebuyers with a maximum debt-to-income ratio of 50%)
**with extra bonus rebate, please contact us

Reference

Hong Kong Interbank Offered Rate (HIBOR), as of 2021-08-31: 0.06482

You may also interested products