Reach us via WHATSAPPMainland China Property Refinancing
Free-hold properties cash-out through refinancing
Annualized interest rate as low as P-2% ( P: 5.25% ) = 3.25%
Loan amount up to 60% of the Property’s appraised value,
Repayment period of up to 20 years
Other Properties Offers
Property with Tenancy Mortgage Plan
Interest Rate (p.a.) Up to HIBOR+1.35%
Interest Rate Cap P-2.75% (P:5.25%) =2.50%
Cash Rebate 1.00%
2 years Repayment Penalty Period
Loan-to-Value Ratio up to 50%
Loan Tenor up to 30 years
Industrial Premises Mortgage Plan
Interest Rate (p.a.): Up to HIBOR+1.70%
Interest Rate Cap P-2.50% (P:5.0) =2.50%
2 years Repayment Penalty Period
Loan-to-Value Ratio up to 50%
Loan Tenor up to 20 years
Shop/Commercial Property Mortgage Plan
Interest Rate (p.a.): Up to HIBOR+1.70%
Interest Rate Cap P-2.65% (P:5.25) =2.60%
Repayment Penalty Period: 2 years
Loan-to-Value Ratio: up to 50%
Loan Tenor: up to 20 years
Car Park Mortgage Plan
Interest Rate (p.a.) up to P-2.75% (P:5.25%)
Net Rate (p.a.) 2.50%
2-year Repayment Penalty Period
Loan-to-Value Ratio up to 50%
Loan Tenor up to 15 years
Remarks
*LTV ratio can be up to 80% (for property value at or below HK$10 million); and for regular salaried first time homebuyers with a maximum debt-to-income ratio of 50%)
**with extra bonus rebate, please contact us
Reference
Hong Kong Interbank Offered Rate (HIBOR), as of 2020-10-30: 0.40268
