Reach us via WHATSAPPHome Ownership Scheme (HOS)
Interest Rate (p.a.): P-2.50% (P:5.0%)
Net Rate (p.a.): 2.50%
Cash Rebate up to 1.7%
Repayment Penalty Period 2 years
Loan-to-Value Ratio: up to 95%
Loan Tenor up to 25 years
Hot Offers
Low Interest Rate Mortgage Plan
Interest Rate (p.a.): HIBOR+1.3%
Interest Rate Cap P-2.75% (P: 5.25%) =2.50%
Cash Rebate up to 1.4% **
Repayment Penalty Period 2 years
Loan-to-Value Ratio 80% or up to 90%*
Loan Tenor up to 30 years
Deposit-linked Mortgage Plan
Enjoy Higher interest on savings & Reduced interest on mortgage loan
Interest Rate (p.a.): HIBOR+1.30%
Interest Rate Cap P-2.75% (P:5.25%) =2.50%
Cash Rebate up to 1.2% **
Repayment Penalty Period 2 years
Loan-to-Value Ratio 80% or up to 90%*
Loan Tenor up to 30 years
Remarks
*LTV ratio can be up to 80% (for property value at or below HK$10 million); and for regular salaried first time homebuyers with a maximum debt-to-income ratio of 50%)
**with extra bonus rebate, please contact us
Reference
Hong Kong Interbank Offered Rate (HIBOR), as of 2021-07-30: 0.08268
