Reach us via WHATSAPPLow Interest Rate Mortgage Plan
Interest Rate (p.a.): HIBOR+1.3%
Interest Rate Cap P-2.75% (P: 5.25%) =2.50%
Cash Rebate up to 1.4% **
Repayment Penalty Period 2 years
Loan-to-Value Ratio 80% or up to 90%*
Loan Tenor up to 30 years
Hot Offers
Shorter Penalty Repayment Plan
Interest Rate (p.a.): HIBOR+1.40%
Interest Rate Cap P-2.7% (P:5.5%) =2.8%
No Cash Rebate
Repayment Penalty Period: 1 year
Loan-to-Value Ratio: 80% or up to 90%*
Loan Tenor up to 30 years
Deposit-linked Mortgage Plan
Enjoy Higher interest on savings & Reduced interest on mortgage loan
Interest Rate (p.a.): HIBOR+1.30%
Interest Rate Cap P-2.75% (P:5.25%) =2.50%
Cash Rebate up to 1.0% **
Repayment Penalty Period 2 years
Loan-to-Value Ratio 80% or up to 90%*
Loan Tenor up to 30 years
Remarks
*LTV ratio can be up to 80% (for property value at or below HK$10 million); and for regular salaried first time homebuyers with a maximum debt-to-income ratio of 50%)
**with extra bonus rebate, please contact us
Reference
Hong Kong Interbank Offered Rate (HIBOR), as of 2021-04-30: 0.09018
