|Preferential Mortgage Plan||High LTV Mortgage Plan|
|Rate|| As low as P-3%|
* Enjoy Mortgage-Link Account
|As low as P-2.50%|
|Net Rate (p.a.)||2.25%||2.75%|
|Loan-to-Value Ratio||up to 90%||up to 80%|
|Loan Tenor||30 years||25 years|
|Cash Rebate||up to 1.50%||up to 0.50%|
*The above information is for reference only, and subject to the latest announcement of HKMA & HKMC.
# Property value below HK$9million maximum LTV up to 90%(subject to a loancap of HK$7.2 million). Property value below HK$10million maximum LTV up to 80%. The property must be a completed residential properties located in Hong Kong. (P=5.25)
## For off-plan project/ residential properties purchace price/ property value is below $6million maximum LTV up to 80%. $4million maximum LTV 90%, maximum loan up to $3.6million.
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